e-CNY 1.1.10

中国人民银行数字货币研究所 ❘ Freeware ❘
Android iOS
out of 55 votes

The E-CNY app (pilot version) serves as the official service platform for the trial program of the digital fiat currency issued by the People's Bank of China. It is designed for individual users and offers wallet creation and management services, enabling the seamless exchange and circulation of e-CNY. The pilot initiative is currently limited to specific designated areas and programs, with eligible participants being able to register for this trial.

Overview

e-CNY is a Freeware software in the category Business developed by 中国人民银行数字货币研究所.

The latest version of e-CNY is 1.1.10, released on 07/06/2024. It was initially added to our database on 02/29/2024.

e-CNY runs on the following operating systems: Android/iOS.

Users of e-CNY gave it a rating of 3 out of 5 stars.

Pros

Backed by the People's Bank of China, providing a sense of security and legitimacy
Potential for widespread adoption given the size and influence of the Chinese market
Designed to be compatible with existing financial infrastructure in China
May help in reducing cash-related crimes and the cost of maintaining physical currency
Can streamline transactions and increase efficiency in the economy

Cons

May raise concerns about privacy and surveillance issues as all transactions could be monitored by authorities
Risk of centralization and control by the government with limited anonymity for users
Possibility of technical glitches or cyber attacks impacting the stability and reliability of the digital currency system
Concerns about data security and potential breaches leading to unauthorized access or misuse of personal information
Dependence on technology for everyday financial transactions, which could pose challenges in case of system failures

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